Lending Rates

Effective as of 11/01/2024

Model Years 2022-2024 ^{_{Up to 100% financing available}}	Annual Percentage Rate as low as
Up to 60 Months	5.74%**
61 – 72 Months (Loan must be $18,001 or more)	5.99%**
73-84 Months (Loan must be $18,001 or more)	6.24%**

Model Years 2018-2021 ^{_{Up to 100% financing available}}	Annual Percentage Rate as low as
Up to 48 Months	6.24%**
49 – 60 Months	6.49%**
61 – 72 Months	6.74%**

Model Years 2015-2017 ^{_{Up to 100% financing available}}	Annual Percentage Rate as low as
Up to 36 Months	7.04%**
37-48 Months	7.29%**
49-60 Months	7.54%**

Model Years 2014 and older ^{_{Up to 100% financing available}}	Annual Percentage Rate as low as
Up to 36 months	9.24%**
37-48 months	9.49%**

Model Years 2022-2024 _{^{Up to 100% financing available}}	Annual Percentage Rate as low as
Up to 60 months	6.49%**
61-84 months	6.99%**
85-120 months (motor-home/campers only)	7.49%**
121-180 months (motor-home/campers only)	7.99%**

Model Years 2018-2021 _{^{Up to 100% financing available}}	Annual Percentage Rate as low as
Up to 60 months	7.64%**
61-84 months	8.14%**
85-120 months (motor-home/campers only)	8.64%**

Model Years 2017 and older _{^{Up to 100% financing available}}	Annual Percentage Rate as low as
Up to 60 months	9.64%**
61-84 months	10.14%**

First Mortgages and Home Equity Lines of Credit
Please call 800-245-6199 for rates and terms.

10 or 15 & Done Mortgage Loans	Annual Percentage Rate as low as
Up to 120 months	4.875%
121-180 months	4.99%

Home Equity Loans – 2nd lien position	Annual Percentage Rate as low as
Up to 60 months	6.49%
Please call us for terms greater than 60 months.

Personal/Signature Loan	Annual Percentage Rate as low as
Up to 36 months	11.99%
37-60 months	12.99%

Personal Line of Credit	Annual Percentage Rate as low as

CD and Share Savings Secured Loans	Annual Percentage Rate as low as
CD Secured (up to 60 months)	2.25% APR* above rate of CD ^{(rounded to nearest .25%)}
Share Secured 6-24 month	2.00% APR* above rate of Share Account ^{(rounded to nearest .25%)}
Share Secured 25-48 month	2.50% APR* above rate of Share Account ^{(rounded to nearest .25%)}
Share Secured 49-60 month	3.00% APR* above rate of Share Account ^{(rounded to nearest .25%)}

Visa Platinum Ca$hback	Annual Percentage Rate as low as
Up to 36 months	12.90% VAPR***

Credit Card Disclosure

***VAPR=Variable Annual Percentage Rate. Rate is calculated by The Wall Street Journal Prime Rate plus 4.40% to 15.40% margin (margin depends on credit worthiness).

*APR=Annual Percentage Rate

**Rate Determined By Credit Score. All loans subject to approval. Rates, terms and conditions subject to change, and vary based on creditworthiness, qualifications and collateral condition.

Rates are subject to change at any time.

Fee Schedule