One Payment, Less Stress
Debt isn’t just a burden; it’s a distraction and can be tough to manage. Let us help you streamline your debts, save money each month, and take control of your budget.
Consolidate all of your debt with MEMBERS1st
& then sit back and relax. We’ve got this.
Wrap Up Your SAVINGS this Season with our Holiday CD Specials!
9-month CD Special: 4.75 APY*
18-month CD Special: 4.00 APY*
Call: (800) 245-6199 or stop into a branch to open a CD Special today!
*APY = Annual Percentage Yield. Rate subject to change without notice. Penalty for early withdrawal. APY is accurate as of 11/19/2024. Minimum $500. Some restrictions may apply.
Refinance With Us & ACCELERATE Your Savings
For a limited time, refinance your auto loan from another lender & receive 1% cash back up to $500!† Receive your cash back within 10 business days**, pay no fees to refinance††, enjoy up to 110% financing, and take advantage of rates as low as 5.74% APR*!
*Annual Percentage Rate. Loans offered with approved credit. Average monthly payment of $576.36 each month for a term of 60-months when borrowing $30,000 at 5.74% APR for a 2022 or newer vehicle. Minimum loan amount of $5,000 to qualify. Offer subject to change without notice. **10 business days from the date of loan funding. †1% cash back is based on the loan amount of the vehicle only. It does not include fees such as title or license, and does not include the cost of additional services, such as GAP, Extended Warranty, etc. ††No fees when refinanced from another lender, other than title fees, which are the members’ responsibility. Additional restrictions may apply, see credit union for details. Federally insured by NCUA. NMLS#461085
Do Your Homeowner Happy Dance With Our 15 & DONE MORTGAGE LOAN at a low 4.99% rate!
Ready for a great rate & faster route to homeownership? Our 15 & Done Mortgage Loan offers a rate as low as 4.99% APR*, low closing costs, and you can borrow up to 85% loan to value with no mortgage insurance required.
It’s a great way to lower your rate, consolidate debt, or pay off your home sooner.
*Annual Percentage Rate. Rate accurate as of 10/1/2024. Rates, terms and conditions subject to change, and vary based on creditworthiness, qualifications and other factors. All loans subject to approval. Not all borrowers will qualify. Suggested minimum loan amount of $30,000. Offer applicable to 85% of determined property value. An appraisal is required for loans with a loan-to-value greater than 80% and is the member’s responsibility. The range of costs for the appraisal is generally between $450-$700 but can vary. Property insurance required. If your property is in a flood plain flood insurance is required. Other restrictions may apply. See credit union for details. Federally insured by NCUA. Equal Housing Opportunity. NMLS#461085
Apply for the Warren Morrow Memorial Scholarship by February 7th
High school seniors and post-secondary education students who are members of an Iowa credit union are eligible to apply for one of 16 scholarships to be awarded from the Iowa Credit Union Foundation.
Apply for one of five MEMBERS1st College Scholarships by March 31st
We are offering five (5) $1,000 College Scholarships to high school seniors who will be graduating in spring 2025 and post-high school, continuing education students and current college students. A video submission entry must be submitted no later than March 31, 2025 at 11:59 p.m. central time.
Enroll in eStatements for a chance to win an Apple Watch!
Now through March 31, 2025, members who enroll in Electronic Statements will be entered to win an Apple Watch!