Promotions & Offers

For credit union members only. Exclusive offer $37.99/ticket. Enjoy this Exclusive offer at Adventureland.

Discounted Adventureland Tickets for Credit Union Members

MEMBERS1st members can purchase discounted tickets to Adventureland in Des Moines, Iowa. Tickets are just $37.99 per ticket, but must be purchased on a specific website and using our discount code.


New Season, New Ride

New Season, New Ride

For a limited time, refinance your auto loan from another lender & receive 1% cash back up to $500! Receive your cash back within 10 business days**, pay no fees to refinance††, enjoy up to 110% financing, and take advantage of rates as low as 5.49% APR*!

*Annual Percentage Rate. Loans offered with approved credit. Average monthly payment of $572.90 each month for a term of 60-months when borrowing $30,000 at 5.49% APR for a 2023 or newer vehicle. Minimum loan amount of $5,000 to qualify. Offer subject to change without notice. **10 business days from the date of loan funding. †1% cash back is based on the loan amount of the vehicle only. It does not include fees such as title or license, and does not include the cost of additional services, such as GAP, Extended Warranty, etc. ††No fees when refinanced from another lender, other than title fees, which are the members’ responsibility. Additional restrictions may apply, see credit union for details. Federally insured by NCUA. NMLS#461085


One Payment, Less Stress

Debt isn’t just a burden; it’s a distraction and can be tough to manage. Let us help you streamline your debts, save money each month, and take control of your budget.

Consolidate all of your debt with MEMBERS1st
& then sit back and relax. We’ve got this.


Escape the COLD with a COOL SPRING LOAN

Whether you have some home improvements to make, want to pay off debt, or are eager to book a spring break trip, for a limited time borrow up to $5,000 for as low as 9.99% APR* & enjoy up to 36 months to pay it back!

*Rates expressed as Annual Percentage Rate and are based on the borrower’s creditworthiness. Not all borrowers will receive the same rate. Only one loan per qualified member. Minimum loan amount of $1,000. Cannot be used to refinance loans currently held with MEMBERS1st. Offer subject to change without notice. Average payment of $161.31 when you borrow $5,000 for 36 months at 9.99% Annual Percentage Rate and make equal monthly payments. NMLS#461085


Finance Your Fun Vehicle for as Little as $95.51 per Month!*

Finance up to 100% of your purchase for up to 15 years! Includes motor homes, campers, snowmobiles, motorcycles, boats, trailers, ATVs and more!

*Payment based on 2023-2025 model years at 7.99% Annual Percentage Rate for 180 months. Other rates and terms available. Not all vehicles will qualify for 180-month term. Rates, terms and conditions subject to change, and vary based on creditworthiness, qualifications and collateral condition. All loans subject to approval. Not all borrowers will qualify. See credit union for details. Federally insured by NCUA.


Image of woman holding an orange MEMBERS1st VISA Cashback Credit Card.

As low as 2.99% intro. APR* for 12 months!

  • No balance transfer fee!
  • 1% cashback on purchases!
  • After intro. rate period, VAPR** as low as 12.15%***

*APR (Annual Percentage Rate) on balance transfers and purchases for the first 12 months for qualified applicants. 2.99% – 11.84% Introductory APR for qualified members; your rate is determined by creditworthiness. **After 12 months the current Variable Annual Percentage Rate (VAPR) will apply. ***As of January 21, 2025, VAPR is 12.15% – 21.00%. Not all applicants will qualify for an introductory rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans are subject to approval. Federally insured by NCUA.


Reach Your SAVINGS GOALS with a MEMBERS1st CD Special!

9-month CD Special: 4.25 APY*

18-month CD Special: 4.00 APY*

Call: (800) 245-6199 or stop into a branch to open a CD Special today!

*APY = Annual Percentage Yield. Rate subject to change without notice. Penalty for early withdrawal. APY is accurate as of 4/1/2025. Minimum $500. Some restrictions may apply.


Do Your Homeowner Happy Dance With Our 15 & DONE MORTGAGE LOAN at a rate as low as 4.99%*!

Ready for a great rate & faster route to homeownership? Our 15 & Done Mortgage Loan offers a rate as low as 4.99% APR*, low closing costs, and you can borrow up to 85% loan to value with no mortgage insurance required.

It’s a great way to lower your rate, consolidate debt, or pay off your home sooner.

*Annual Percentage Rate. Rate accurate as of 10/1/2024. Rates, terms and conditions subject to change, and vary based on creditworthiness, qualifications and other factors. All loans subject to approval. Not all borrowers will qualify. Suggested minimum loan amount of $30,000. Offer applicable to 85% of determined property value. An appraisal is required for loans with a loan-to-value greater than 80% and is the member’s responsibility. The range of costs for the appraisal is generally between $450-$700 but can vary. Property insurance required. If your property is in a flood plain flood insurance is required. Other restrictions may apply. See credit union for details. Federally insured by NCUA. Equal Housing Opportunity. NMLS#461085


Join Us for Your 61st Annual Membership Meeting on Thursday, July 24th!

The annual membership meeting is a key piece of the credit union structure. It’s a unique opportunity to learn more about your credit union, connect with board members who represent you, and engage with fellow members and employees.