One Payment, Less Stress
Debt isn’t just a burden; it’s a distraction and can be tough to manage. Let us help you streamline your debts, save money each month, and take control of your budget.
Consolidate all of your debt with MEMBERS1st
& then sit back and relax. We’ve got this.
Escape the COLD with a COOL SPRING LOAN
Whether you have some home improvements to make, want to pay off debt, or are eager to book a spring break trip, for a limited time borrow up to $5,000 for as low as 9.99% APR* & enjoy up to 36 months to pay it back!
*Rates expressed as Annual Percentage Rate and are based on the borrower’s creditworthiness. Not all borrowers will receive the same rate. Only one loan per qualified member. Minimum loan amount of $1,000. Cannot be used to refinance loans currently held with MEMBERS1st. Offer subject to change without notice. Average payment of $161.31 when you borrow $5,000 for 36 months at 9.99% Annual Percentage Rate and make equal monthly payments. NMLS#461085
Our Seasonal Vehicle Loans Offer a LOW PAYMENT for BIG ADVENTURES
Finance up to 100% of your purchase for up to 15 years! If you’re looking for a monthly payment of $300 or less, you’ve just found it.
Includes motor homes, campers, snowmobiles, motorcycles, boats, trailers, ATVs and more!
*Annual Percentage Rate on 2023-2025 model years. Other rates and terms available. **Not all vehicles will qualify for 180-month term. Rates, terms and conditions subject to change, and vary based on creditworthiness, qualifications and collateral condition. All loans subject to approval. Not all borrowers will qualify. Average monthly payment of $477.54 each month, for 180-months when borrowing $50,000 for a 2023 or newer vehicle. See credit union for details. Federally insured by NCUA. NMLS#461085
As low as 2.99% intro. APR* for 12 months!
- No balance transfer fee!
- 1% cashback on purchases!
- After intro. rate period, VAPR** as low as 12.15%***
*APR (Annual Percentage Rate) on balance transfers and purchases for the first 12 months for qualified applicants. 2.99% – 11.84% Introductory APR for qualified members; your rate is determined by creditworthiness. **After 12 months the current Variable Annual Percentage Rate (VAPR) will apply. ***As of January 21, 2025, VAPR is 12.15% – 21.00%. Not all applicants will qualify for an introductory rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans are subject to approval. Federally insured by NCUA.
Reach Your SAVINGS GOALS with a MEMBERS1st CD Special!
9-month CD Special: 4.75 APY*
18-month CD Special: 4.00 APY*
Call: (800) 245-6199 or stop into a branch to open a CD Special today!
*APY = Annual Percentage Yield. Rate subject to change without notice. Penalty for early withdrawal. APY is accurate as of 1/19/2025. Minimum $500. Some restrictions may apply.
Refinance With Us & ACCELERATE Your Savings
For a limited time, refinance your auto loan from another lender & receive 1% cash back up to $500!† Receive your cash back within 10 business days**, pay no fees to refinance††, enjoy up to 110% financing, and take advantage of rates as low as 5.74% APR*!
*Annual Percentage Rate. Loans offered with approved credit. Average monthly payment of $576.36 each month for a term of 60-months when borrowing $30,000 at 5.74% APR for a 2022 or newer vehicle. Minimum loan amount of $5,000 to qualify. Offer subject to change without notice. **10 business days from the date of loan funding. †1% cash back is based on the loan amount of the vehicle only. It does not include fees such as title or license, and does not include the cost of additional services, such as GAP, Extended Warranty, etc. ††No fees when refinanced from another lender, other than title fees, which are the members’ responsibility. Additional restrictions may apply, see credit union for details. Federally insured by NCUA. NMLS#461085
Do Your Homeowner Happy Dance With Our 15 & DONE MORTGAGE LOAN at a low 4.99% rate!
Ready for a great rate & faster route to homeownership? Our 15 & Done Mortgage Loan offers a rate as low as 4.99% APR*, low closing costs, and you can borrow up to 85% loan to value with no mortgage insurance required.
It’s a great way to lower your rate, consolidate debt, or pay off your home sooner.
*Annual Percentage Rate. Rate accurate as of 10/1/2024. Rates, terms and conditions subject to change, and vary based on creditworthiness, qualifications and other factors. All loans subject to approval. Not all borrowers will qualify. Suggested minimum loan amount of $30,000. Offer applicable to 85% of determined property value. An appraisal is required for loans with a loan-to-value greater than 80% and is the member’s responsibility. The range of costs for the appraisal is generally between $450-$700 but can vary. Property insurance required. If your property is in a flood plain flood insurance is required. Other restrictions may apply. See credit union for details. Federally insured by NCUA. Equal Housing Opportunity. NMLS#461085
Apply for one of five MEMBERS1st College Scholarships by March 31st
We are offering five (5) $1,000 College Scholarships to high school seniors who will be graduating in spring 2025 and post-high school, continuing education students and current college students. A video submission entry must be submitted no later than March 31, 2025 at 11:59 p.m. central time.
Enroll in eStatements for a chance to win an Apple Watch!
Now through March 31, 2025, members who enroll in Electronic Statements will be entered to win an Apple Watch!