Share Savings
Minimum of $100 to earn dividends
Interest RateAnnual Percentage Yield
$100.00-$999.990.10%0.10%
$1,000.00-$9,999.990.10%0.10%
$10,000.00-$24,999.990.10%0.10%
$25,000.00-$49,999.990.10%0.10%
$50,000.00+0.10%0.10%
Secondary Shares
Minimum of $50 to earn dividends
Interest RateAnnual Percentage Yield
 $50.00-$999.990.10%0.10%
$1,000.00-$9,999.990.10%0.10%
$10,000.00-$24,999.990.10%0.10%
$25,000.00-$49,999.990.10%0.10%
$50,000.00+0.10%0.10%
Interest RateAnnual Percentage Yield
Set-a-Goal Savings
No minimum to earn dividends
0.15%0.15%
Virtual Coin Jar
No minimum to earn dividends
0.10%0.10%
IRA Share Savings
No minimum to earn dividends
0.30%0.30%
Holiday Club
No minimum to earn dividends
0.15%0.15%
FREE Checking0.00%0.00%
LIQUIDITY1st
Minimum of $1,000 to earn dividends
Interest RateAnnual Percentage Yield
 $1,000-$9,999.990.50%0.50%
$10,000-$24,999.990.50%0.50%
$25,000-$49,999.990.50%0.50%
$50,000+0.70%0.70%
Money Market Savings
Minimum of $2,500 to earn dividends
Interest RateAnnual Percentage Yield
 $2,500-$9,999.991.00%1.01%
$10,000-$24,999.991.15%1.16%
$25,000-$49,999.991.55%1.56%
$50,000-$99,999.991.75%1.76%
$100,000-$199,999.992.00%2.02%
$200,000+2.25%2.27%

*APY = Annual Percentage Yield. Rate subject to change without notice. Penalty for early withdrawal. Minimum $500. Some restrictions may apply.

$100 minimum – $1,000 maximum
Only members younger than 18
Interest RateAnnual Percentage Yield
12 months3.25%3.30%
24 months3.50%3.56%
$500 minimumInterest RateAnnual Percentage Yield
9 months special – limited time!4.65%4.75%
12 months2.90%2.94%
18 months special – limited time!3.93%4.00%
24 months3.10%3.15%
36 months3.00%3.04%
48 months2.90%2.94%
60 months2.80%2.84%

*APY = Annual Percentage Yield. Rate subject to change without notice. Penalty for early withdrawal. Minimum $500. Some restrictions may apply.

Fee Schedule

Funds Availability Policy

We will be closed Monday, February 17 in observance of President's Day.

Delayed card transaction postings have started taking place. Information updated 2/14/2025. Learn more

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